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DCMP2540/2021
CREDIT ONE FINANCE LIMTED v CHEUNG YIU CHO & 屈桂珍
Case Details
Case ReferenceDCMP2540/2021
CourtDistrict Court 區域法院
Date Published2026-03-20
LanguageTraditional Chinese
NCN[2026] HKDC 449
Claimant / ApplicantCREDIT ONE FINANCE LIMTED
Defendant / RespondentCHEUNG YIU CHO & 屈桂珍
Judges區域法院暫委法官吳港發
Claimant Counsel周衍廷大律師
Claimant Solicitors歐陽盧鍾律師行
Judgment Summary
Facts
- •D1 is sole legal owner since 2000
- •P lent D1 HKD 2.8M in 2018
- •P obtained charging orders and sale order
- •D2 claimed sole beneficial ownership
- •D2 claimed she funded purchase and mortgage
- •D2's submissions contained AI-generated errors
- •D1 admitted sole ownership in earlier documents
Issues
- •Whether D2 is the sole beneficial owner
- •Existence of common intention constructive trust
- •Existence of resulting trust
- •Credibility of D2 and D1's evidence
- •Applicability of proprietary estoppel
Outcome
- •D2's claim dismissed
- •Beneficial interest belongs to D1
- •D2 to pay P's costs (interim order)
- •Costs subject to variation within 14 days
Implication
- •Legal title presumes beneficial ownership
- •AI-generated submissions scrutinized for accuracy
- •Payment of expenses insufficient for beneficial interest
- •Burden of proof on claimant of beneficial interest
- •Credibility crucial in trust disputes
Laws & Authorities Cited
- §Mo Ying v Brillex Development Ltd [2015] 2 HKLRD 953
- §Primecredit Ltd v Yeung Chung Pang Barry [2017] 4 HKLRD 327
- §Chiu Man Wai David v Chiu Man Hung [2023] HKCFI 1785
- §Stack v Dowden [2007] 2 AC 432
- §Chik Chi Shing v Cheung Kui Yin [2021] HKCFI 2520
- §Liu Wai Keung v Liu Wai Man [2013] 5 HKLRD 9
- §Leung Wing Yi Asther v Kwok Yu Wah (2015) 18 HKCFAR 605
- §Re Superyield Holdings Ltd [2000] 2 HKC 90
- §王錚 v 謝麗琼 (CAMP 23/2017)
- §Tung Lai Lam 同時代表 30 萬的香港精神病患者 v 東網有限公司及其他人 [2026] HKDC 290
- §余瀚棠 v 中原地產有限公司 [2025] HKCFI 808
- §Lam Ka Kui v Choi Yuen Ling [2020] HKCFI 2647
- §Si Tou Choi Kam v Wealth Credit Ltd [2018] 4 HKC 247
- §HKSAR v Hui Tsz Hang [2022] HKDC 381