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HCB8908/2025
Re Lo Kin Man (盧建民), the Debtor; Ex Parte: Wang Wenbo (王文波), the Petitioner
Case Details
Case ReferenceHCB8908/2025
CourtCourt of First Instance of the High Court 高等法院(原訟法庭)
Date Published2026-03-19
LanguageEnglish
NCN[2026] HKCFI 1631
Claimant / ApplicantWang Wenbo (王文波)
Defendant / RespondentLo Kin Man (盧建民)
JudgesHon Linda Chan J
Claimant CounselMr Iu Kwan Yuen
Claimant SolicitorsTony Kan & Co.
Defendant CounselMs Dorothy Tang
Defendant SolicitorsWong & Co.
Judgment Summary
Facts
- •Promissory Note dated 28 March 2025 for HK$500,000 executed by Debtor.
- •Debtor defaulted on repayment by 28 May 2025.
- •Statutory Demand served via WhatsApp on 18 September 2025.
- •Debtor failed to comply with Statutory Demand.
- •Debtor filed late opposition alleging debt was a service fee and Note was sham.
- •Court found Debtor's evidence incredible and contradictory to prior admissions.
Issues
- •Whether Debtor showed bona fide dispute on substantial grounds.
- •Whether Promissory Note was a sham document.
- •Whether service of Statutory Demand and Petition was valid.
- •Whether late filed evidence should be considered.
Outcome
- •Bankruptcy order made against the Debtor.
- •Costs of Petitioner and Official Receiver paid out of Debtor's estate.
- •No order as to Debtor's costs.
Implication
- •Debtors must provide precise, believable evidence to dispute debt.
- •Prior admissions undermine later sham allegations.
- •WhatsApp service valid if established communication channel.
- •Procedural delays in filing evidence are frowned upon.
Laws & Authorities Cited
- §Bankruptcy Ordinance (Cap. 6), s.6A(1)(a)
- §Bankruptcy Rules (Cap. 6B), r.46(2)
- §Bankruptcy Rules (Cap. 6B), r.68
- §Practice Direction 3.1, §14.2(c)
- §Re Chan Sze Ming Michael [2025] HKCFI 4401
- §Re Leung Cherng Jiunn [2016] 1 HKLRD 850